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Frequently Asked Questions

Answers to the most common questions Miami homeowners ask about impact-resistant windows and doors.

14 Questions answered
4 Topic categories

Requirements & Building Code

Are impact windows required in Miami?

Yes. Miami-Dade and Broward counties are within Florida's High Velocity Hurricane Zone (HVHZ), where the Florida Building Code requires all glazed openings to be protected with impact-rated products or approved hurricane shutters. This applies to all new construction and most renovation projects. Learn more about building code requirements.

What is a Miami-Dade NOA?

A Notice of Acceptance (NOA) is a certification issued by Miami-Dade County's Product Control Division confirming that a product has been tested and approved for use in the High Velocity Hurricane Zone. It is considered the gold standard for impact product certification in the United States.

Do I need a permit to install impact windows in Miami?

Yes. Impact window and door installation in Miami-Dade County requires a building permit. The permit ensures the installation meets all HVHZ requirements and is properly inspected. A reputable installer like National Glass handles the entire permit process for you.

Costs & Savings

How much do impact windows cost in Miami?

Impact windows in Miami typically cost $400–$1,500 per window installed, depending on the type, size, glass options, and frame material. For a full house with 15-25 openings, expect to invest $15,000–$50,000+. See our complete cost guide.

Do impact windows reduce insurance premiums?

Yes. Florida law requires all homeowners insurance companies to offer discounts for homes with impact-rated opening protection. Homeowners can save up to 30% or more on the windstorm portion of their premium, which can amount to $1,000–$3,000+ per year in South Florida. Learn about insurance savings.

Can I finance impact windows?

Yes. Financing options include PACE (Property Assessed Clean Energy) financing, FHA Title 1 home improvement loans, home equity lines of credit, and manufacturer financing programs. The My Safe Florida Home program also offers matching grants up to $10,000.

What is the My Safe Florida Home program?

My Safe Florida Home is a state program offering free wind mitigation inspections and matching grants up to $10,000 for qualifying hurricane improvements, including impact windows and doors.

Do impact windows increase home value?

Yes. Impact windows typically increase a home's market value by 5-10%. In South Florida's real estate market, buyers actively seek homes with impact protection already installed, as it eliminates a major expense and provides immediate code compliance and insurance benefits.

Product Performance

What is the difference between impact windows and hurricane shutters?

Impact windows are always in place and provide 24/7 protection, energy efficiency, noise reduction, and UV blocking. Hurricane shutters must be deployed before each storm and only protect when closed. Both meet building code requirements and qualify for insurance discounts. Impact windows cost more upfront but add 5-10% to home value. See our full comparison.

How long do impact windows last?

Quality impact windows typically last 25–40 years or more with proper maintenance. The laminated glass and interlayer are designed for long-term durability, and the frames (especially aluminum and fiberglass) hold up well in South Florida's salt air environment.

Can impact windows break?

Impact windows can crack upon impact from debris, but they are designed not to shatter or create an opening. The laminated glass has an interlayer (PVB or SGP) that holds the glass together even when cracked, preventing wind and rain from entering your home. This is what distinguishes them from regular tempered glass.

Do impact windows reduce noise?

Yes. The laminated glass construction in impact windows significantly reduces outside noise — typically achieving STC ratings of 32-40+ compared to STC 26-28 for standard single-pane windows. This makes a noticeable difference for homes near busy roads, airports, or construction areas.

Are impact windows energy efficient?

Yes. Impact windows with Low-E coatings can reduce cooling costs by 15-25% in South Florida. They block 99% of UV rays, reduce solar heat gain, and provide better air sealing than older windows. Many impact windows qualify for ENERGY STAR certification.

What brands of impact windows are best?

Top impact window brands in South Florida include ES Windows, PGT, MrGlass, and ECO Window Systems. The best brand for your project depends on your specific needs, budget, and the configurations required for your home. National Glass carries multiple premium brands to match the right product to each project.

Installation

How long does impact window installation take?

Most residential impact window installations in Miami-Dade County are completed within 1–3 days once permits are approved and materials arrive. Permit approval typically takes 1-4 weeks. The total timeline from contract signing to completion is usually 4-8 weeks, depending on product availability.

Have More Questions?

Our team at National Glass is happy to answer any questions about impact doors and windows for your Miami home. Call us or request a free estimate.